Pool Financing
Flexible payment plans and trusted financing partners to make your custom gunite pool a reality — without draining your savings.
Gunite Pool Investment Guide
Every pool we build is custom, but here are the typical investment ranges based on scope and features.
Essential Gunite Pool
$75,000 – $95,000
A beautifully crafted gunite pool with standard finishes, a quality pump and filter system, and durable coping. Perfect for families who want a premium pool without all the extras.
- Custom gunite shell (up to 400 sq ft)
- Quartz or standard plaster finish
- Energy-efficient pump & filter
- Bluestone or concrete coping
- LED pool light
- Basic perimeter concrete patio
Signature Pool & Spa
$95,000 – $130,000
Our most popular package. Includes a built-in spa, premium waterline tile, upgraded equipment, and a larger patio with room for outdoor furniture.
- Custom gunite shell (up to 600 sq ft)
- Integrated raised spa with spillover
- Premium glass or porcelain tile
- Variable-speed pump & salt system
- Tanning ledge with bubblers
- Expanded bluestone patio
- Underwater LED color lighting
Luxury Outdoor Living
$130,000 – $200,000+
The ultimate backyard retreat. Includes everything in Signature plus premium hardscaping, water features, automation, and fully integrated landscaping.
- Large custom gunite shell (800+ sq ft)
- Full outdoor kitchen & bar area
- Multiple water features & fire bowls
- Pebble or premium aggregate finish
- Smart pool automation (phone/app)
- Natural stone retaining walls & steps
- Complete landscape design & irrigation
- Outdoor lighting package
Pricing varies based on site conditions, access, soil type, and permitting requirements. Your detailed quote will include a full breakdown of every line item — no hidden fees, ever.
Payment Options
Choose the financing structure that fits your budget and timeline. All options are available through our trusted lending partners.
Low-Interest Fixed Rate
Lock in a competitive fixed APR for the life of your loan. Predictable monthly payments with no surprises.
Same-As-Cash / Deferred
Pay no interest if paid in full within the promotional period. Ideal if you are planning to refinance or use a bonus to pay down the balance.
Extended Term Payment Plan
Spread your investment over a longer term for the lowest possible monthly payment. Great for homeowners who want maximum cash-flow flexibility.
Home Equity / HELOC
Leverage your home equity for even lower rates. We can connect you with preferred lenders who specialize in HELOCs for home improvement projects.
How Financing Works
From quote to construction start in four straightforward steps.
Get Your Pool Quote
Start with a free design consultation. We'll assess your backyard, discuss your vision, and provide a detailed, transparent quote.
Explore Financing
We'll walk you through your financing options and introduce you to our preferred partners. Pre-qualify online in minutes without affecting your credit score.
Choose Your Plan
Compare rates, terms, and monthly payments. Pick the option that fits your budget and timeline. Our team is here to answer any questions.
Sign & Start Building
Once financing is approved and your contract is signed, we schedule construction. Most pools are ready for swimming in 8 to 12 weeks.
Our Financing Partners
We've partnered with industry-leading lenders who specialize in pool and outdoor living project financing.
Lyon Financial
Specialists in pool and home improvement financing with over 20 years of experience. They offer unsecured loans with no appraisals or home equity required.
- Unsecured personal loans up to $200,000
- No appraisals or equity checks
- Same-day pre-qualification
- Terms up to 20 years
HFS Financial
A leading home improvement lender offering 100% direct-to-consumer funding. Fast approvals and flexible terms make them a top choice for pool buyers.
- 100% direct funding to homeowner
- Loans up to $500,000
- No money down required
- Soft credit pull for pre-qualification
Yardline Financial
Built specifically for outdoor living projects. Yardline offers fast digital applications with competitive rates and transparent terms.
- Digital application in minutes
- Multiple lender options in one place
- Competitive fixed rates
- No prepayment penalties
Financing FAQ
Most of our financing partners use a soft credit pull for pre-qualification, which does not affect your credit score. A hard inquiry only occurs if you formally accept a loan offer.
Absolutely. You can finance the full amount, a portion, or pay cash for part and finance the rest. We will work with you to structure the payment plan that makes the most sense.
Pool construction typically requires a deposit to secure materials and scheduling, but some financing partners offer no-money-down options. We will clarify deposit requirements during your consultation.
Ready to Explore Your Options?
Get a free pool quote and a personalized financing overview. There is no obligation, no pressure — just clear numbers and honest advice.